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Equipment Financing Dallas Pros
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Transparent Pricing

Rates & Terms

We believe in transparent pricing. Here's what you can expect across our financing products.

Our Products

Financing Options at a Glance

Compare our products to find the right fit for your business

Product Amounts Terms Rates Speed
Working Capital Loans $5,000 - $600,000 6 - 24 months Factor rates from 1.11 Same day funding
Merchant Cash Advance $5,000 - $600,000 Based on sales volume Factor rates from 1.11 24-48 hours
Equipment Financing $10,000 - $10,000,000 1 - 10 years Varies by equipment & credit 3-7 business days
SBA Loans $10,000 - $5,000,000 10 - 25 years Prime + 2.25% - 4.75% 30-90 days
Business Lines of Credit $10,000 - $500,000 Revolving 7% - 25% APR 1-2 weeks

* Rates and terms vary based on business qualifications, credit profile, and other factors. Contact us for a personalized quote.

Detailed Breakdown

Understanding Each Product

Detailed pricing information for each financing option

Working Capital Loans

Amounts: $5,000 - $600,000
Terms: 6 - 24 months
Rates: Factor rates from 1.11
Fees: ~2.5% origination
Speed: Same day funding

Best for: Operational expenses, inventory, payroll

Merchant Cash Advance

Amounts: $5,000 - $600,000
Terms: Based on sales volume
Rates: Factor rates from 1.11
Fees: ~2.5% origination + $50/mo
Speed: 24-48 hours

Best for: Businesses with strong card sales

Equipment Financing

Amounts: $10,000 - $10,000,000
Terms: 1 - 10 years
Rates: Varies by equipment & credit
Fees: Varies by structure
Speed: 3-7 business days

Best for: Machinery, vehicles, technology

SBA Loans

Amounts: $10,000 - $5,000,000
Terms: 10 - 25 years
Rates: Prime + 2.25% - 4.75%
Fees: SBA guarantee fees apply
Speed: 30-90 days

Best for: Real estate, major expansion

Business Lines of Credit

Amounts: $10,000 - $500,000
Terms: Revolving
Rates: 7% - 25% APR
Fees: Varies by lender
Speed: 1-2 weeks

Best for: Ongoing cash flow needs

Understanding Costs

Factor Rates Explained

How to calculate your total cost of capital

Example: Working Capital Loan

  • Loan amount: $50,000
  • Factor rate: 1.20
  • Term: 12 months
  • Origination fee: 2.5% ($1,250)

Total repayment: $50,000 × 1.20 = $60,000

Plus origination: $1,250

Monthly payment: ~$5,000/month

Example: Equipment Financing

  • Equipment cost: $100,000
  • Down payment: 10% ($10,000)
  • Term: 60 months (5 years)
  • APR: 8%

Amount financed: $90,000

Monthly payment: ~$1,824/month

Total interest over term: ~$19,440

Note: These are examples only. Your actual rates, terms, and payments will depend on your business qualifications. Contact us for a personalized quote with exact numbers.

FAQ

Pricing FAQ

Common questions about our rates and fees

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