Upgrade Your Business with Zero Upfront Capital

Pre-qualification takes just minutes with no credit impact. Once you submit a full application, approval can happen in as fast as 2-4 hours, and funding can be available the same business day for qualifying applications.

We look beyond just credit scores. While a minimum FICO of 500 is required for some products, our data-driven underwriting considers your overall business health - including revenue, time in business, and cash flow patterns. This means we can approve many businesses that traditional banks turn away.

We offer flexible repayment to match your cash flow. Choose from daily, weekly, or monthly automatic remittances for working capital loans. Merchant cash advances are repaid as a percentage of your daily card sales, so payments adjust with your revenue.

Basic requirements include: minimum 6 months in business, at least $15,000 in monthly revenue, and a valid business bank account. Requirements may vary by product type, and our team can help determine which options you qualify for.

Our financing can be used for virtually any legitimate business purpose: equipment purchases, inventory, payroll, marketing, expansion, renovations, debt consolidation, or managing cash flow gaps. We'll discuss your specific needs during the application process.